The first step towards getting a strong financial future is to budget. One of the simplest yet effective rule of budgeting is the 50/20/30 rule. This rule helps a lot in creating and maintaining your financial security, regardless whether you are a fresh graduate who earned your first salary or a successful businessman.
You can make slight adjustments here and there, but by staying close to this rule, you will definitely see great positive changes in your financial security. So let’s get started!
Everybody dreams of having at least 6 /7digits amount in his/her savings account. To ordinary people, it may be an impossible dream. However what if I told you that this is POSSIBLE for everyone. All you need are discipline & action. Since it is possible, are you willing to do to achieve it?!
Here’s what you need to do.
I have seen real cases about Malaysians retire with no dignity. Too many retirees are struggling to make ends meet. True story! It’s a worrisome trend that even EPF mentioned this:
and Bank Negara mentioned this: